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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,189 | $63,346+99.2% | $92,240+36.8% | $70,126+79.9% |
| Participation rate | 53.3% | 68.7%-15.3pp | 76.5%-23.1pp | 69.5%-16.2pp |
| Annual return | 16.37% | 530.19%-513.8pp | 176.29%-159.9pp | 73.15%-56.8pp |
| Employer contribution / active EE | $1,359 | $2,471-45.0% | $3,680-63.1% | $2,343-42.0% |
| Participant deferral / active EE | $2,553 | $2,854-10.5% | $3,897-34.5% | $3,332-23.4% |
| Admin fee / account holder | $2,744 | $3,841-28.5% | $5,194-47.2% | $4,645-40.9% |