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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,398 | $95,406+90.1% | $185,849-2.4% | $85,847+111.3% |
| Participation rate | 98.9% | 68.8%+30.1pp | 81.7%+17.2pp | 69.3%+29.6pp |
| Annual return | 9.35% | 23.59%-14.2pp | 122.10%-112.8pp | 318.61%-309.3pp |
| Employer contribution / active EE | $4,383 | $3,314+32.3% | $5,169-15.2% | $2,565+70.9% |
| Participant deferral / active EE | $5,148 | $3,424+50.4% | $5,569-7.6% | $3,952+30.3% |
| Admin fee / account holder | $1,794 | $7,214-75.1% | $16,244-89.0% | $6,261-71.4% |