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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,887 | $91,198+84.1% | $178,503-5.9% | $79,856+110.2% |
| Participation rate | 98.8% | 69.2%+29.6pp | 81.9%+16.9pp | 69.6%+29.2pp |
| Annual return | 17.39% | 24.20%-6.8pp | 151.12%-133.7pp | 31.71%-14.3pp |
| Employer contribution / active EE | $4,272 | $3,257+31.2% | $5,011-14.8% | $2,471+72.9% |
| Participant deferral / active EE | $4,317 | $3,237+33.4% | $5,202-17.0% | $3,741+15.4% |
| Admin fee / account holder | $1,880 | $6,748-72.1% | $13,987-86.6% | $5,306-64.6% |