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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,516 | $60,349+50.0% | $74,184+22.0% | $62,881+43.9% |
| Participation rate | 67.9% | 72.7%-4.9pp | 76.6%-8.8pp | 69.3%-1.4pp |
| Annual return | 13.17% | 21.38%-8.2pp | 17.74%-4.6pp | 20.14%-7.0pp |
| Employer contribution / active EE | $1,751 | $1,680+4.2% | $2,370-26.1% | $2,281-23.2% |
| Participant deferral / active EE | $3,503 | $2,856+22.7% | $3,550-1.3% | $3,203+9.4% |
| Admin fee / account holder | $4,362 | $4,261+2.4% | $5,586-21.9% | $4,296+1.5% |