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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,482 | $127,779-5.7% | $106,551+13.1% | $167,518-28.1% |
| Participation rate | 64.7% | 78.3%-13.6pp | 76.1%-11.4pp | 82.1%-17.4pp |
| Annual return | 26.02% | 33.87%-7.9pp | 26.80%-0.8pp | 478.71%-452.7pp |
| Employer contribution / active EE | $584 | $3,427-83.0% | $2,819-79.3% | $4,838-87.9% |
| Participant deferral / active EE | $4,005 | $5,088-21.3% | $4,398-8.9% | $6,342-36.8% |
| Admin fee / account holder | $63,808 | $11,228+468.3% | $7,408+761.4% | $12,312+418.2% |