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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,359 | $79,955-33.3% | $98,461-45.8% | $75,173-29.0% |
| Participation rate | 93.5% | 70.4%+23.1pp | 75.2%+18.3pp | 67.2%+26.3pp |
| Annual return | 5.34% | 19.75%-14.4pp | 21.17%-15.8pp | 160.72%-155.4pp |
| Employer contribution / active EE | $1,714 | $2,264-24.3% | $3,049-43.8% | $2,671-35.8% |
| Participant deferral / active EE | $1,717 | $3,752-54.3% | $4,738-63.8% | $4,126-58.4% |
| Admin fee / account holder | $1,323 | $6,841-80.7% | $8,961-85.2% | $5,651-76.6% |