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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,228 | $61,660-26.6% | $80,022-43.5% | $64,173-29.5% |
| Participation rate | 84.0% | 71.7%+12.3pp | 75.8%+8.2pp | 69.6%+14.4pp |
| Annual return | 6.64% | -0.33%+7.0pp | 11.22%-4.6pp | 7.63%-1.0pp |
| Employer contribution / active EE | $1,022 | $1,810-43.5% | $2,468-58.6% | $2,381-57.1% |
| Participant deferral / active EE | $2,183 | $2,968-26.4% | $3,686-40.8% | $3,470-37.1% |
| Admin fee / account holder | $5,376 | $5,417-0.8% | $6,521-17.6% | $4,887+10.0% |