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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,044 | $100,805+137.1% | $86,698+175.7% | $134,532+77.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -6.31% | 29.09%-35.4pp | 35.95%-42.3pp | 418.27%-424.6pp |
| Employer contribution / active EE | $5,455 | $3,490+56.3% | $2,837+92.3% | $4,741+15.1% |
| Participant deferral / active EE | $8,673 | $5,339+62.4% | $4,656+86.3% | $6,401+35.5% |
| Admin fee / account holder | $43,137 | $10,925+294.8% | $7,493+475.7% | $11,429+277.5% |