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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,471 | $85,169+194.1% | $172,755+45.0% | $72,983+243.2% |
| Participation rate | 89.9% | 70.1%+19.8pp | 82.6%+7.2pp | 69.5%+20.4pp |
| Annual return | 20.69% | 27.32%-6.6pp | 802.94%-782.2pp | 81.01%-60.3pp |
| Employer contribution / active EE | $8,449 | $3,324+154.2% | $5,144+64.2% | $2,440+246.3% |
| Participant deferral / active EE | $6,065 | $3,260+86.0% | $5,198+16.7% | $3,608+68.1% |
| Admin fee / account holder | $3,139 | $5,880-46.6% | $13,955-77.5% | $5,124-38.7% |