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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,290 | $140,578-93.4% | $100,671-90.8% | $125,389-92.6% |
| Participation rate | 85.7% | 80.4%+5.3pp | 70.7%+15.0pp | 83.2%+2.5pp |
| Annual return | -0.06% | 24.67%-24.7pp | 20.43%-20.5pp | 282.24%-282.3pp |
| Employer contribution / active EE | $0 | $5,965-100.0% | $4,012-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $882 | $3,981-77.9% | $3,144-71.9% | $5,352-83.5% |
| Admin fee / account holder | $5,904 | $6,716-12.1% | $4,850+21.7% | $9,541-38.1% |