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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,613 | $73,009-43.0% | $90,760-54.2% | $68,486-39.2% |
| Participation rate | 60.4% | 70.8%-10.4pp | 75.7%-15.3pp | 67.9%-7.5pp |
| Annual return | -14.11% | -13.81%-0.3pp | -12.16%-2.0pp | -7.85%-6.3pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $2,922-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,295 | $3,626-36.7% | $4,565-49.7% | $4,028-43.0% |
| Admin fee / account holder | $15,444 | $5,896+162.0% | $8,444+82.9% | $5,404+185.8% |