Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,016 | $58,828-3.1% | $78,002-26.9% | $62,891-9.3% |
| Participation rate | 32.1% | 71.1%-38.9pp | 75.5%-43.4pp | 69.3%-37.2pp |
| Annual return | 4.65% | 17.16%-12.5pp | 425.99%-421.3pp | 20.14%-15.5pp |
| Employer contribution / active EE | $646 | $1,672-61.4% | $2,470-73.9% | $2,281-71.7% |
| Participant deferral / active EE | $1,378 | $2,686-48.7% | $3,497-60.6% | $3,203-57.0% |
| Admin fee / account holder | $1,058 | $4,393-75.9% | $5,481-80.7% | $4,296-75.4% |