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| Provider | Service type | Compensation |
|---|---|---|
NEW ENGLAND PENSION CONSULTANTS2+ years Filed as: NEW ENGLAND INVEST & RETIREMENT GRP Service code 27 231 SUTTON ST STE 2A · NORTH ANDOVER, MA 01845 | Advisory (Plan) | $45,610 |
NATIONWIDE2+ years Service code 15 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Recordkeeping | $42,386 |
THE ANGELL PENSION GROUP, INC.2+ years Filed as: THE ANGELL PENSION GROUP, INC Service code 99 88 BOYD AVENUE · EAST PROVIDENCE, RI 02914 | Other Fees | $8,546 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,241 | $52,884+68.7% | $84,753+5.3% | $55,167+61.8% |
| Participation rate | 80.1% | 67.5%+12.6pp | 76.6%+3.5pp | 69.0%+11.1pp |
| Annual return | 10.28% | 18.03%-7.8pp | 22.78%-12.5pp | 169.23%-159.0pp |
| Employer contribution / active EE | $1,750 | $2,233-21.6% | $3,574-51.0% | $1,963-10.8% |
| Participant deferral / active EE | $6,296 | $2,644+138.2% | $3,712+69.6% | $3,054+106.2% |
| Admin fee / account holder | $471 | $581-18.8% | $5,333-91.2% | $504-6.4% |