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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,318 | $106,267-72.4% | $96,520-69.6% | $139,456-79.0% |
| Participation rate | 88.9% | 77.8%+11.0pp | 74.3%+14.5pp | 80.3%+8.6pp |
| Annual return | 12.38% | 38.45%-26.1pp | 35.72%-23.3pp | 373.45%-361.1pp |
| Employer contribution / active EE | $1,056 | $4,105-74.3% | $3,739-71.8% | $4,753-77.8% |
| Participant deferral / active EE | $411 | $5,454-92.5% | $4,879-91.6% | $6,711-93.9% |
| Admin fee / account holder | $997 | $7,882-87.4% | $6,733-85.2% | $11,407-91.3% |