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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,671 | $93,589-17.0% | $135,942-42.9% | $75,181+3.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.52% | 30.90%-16.4pp | 68.28%-53.8pp | 160.69%-146.2pp |
| Employer contribution / active EE | $5,545 | $3,537+56.7% | $4,858+14.1% | $2,671+107.6% |
| Participant deferral / active EE | $7,193 | $6,405+12.3% | $7,759-7.3% | $4,126+74.3% |
| Admin fee / account holder | $19,142 | $6,977+174.3% | $10,764+77.8% | $5,650+238.8% |