Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,061 | $78,423+3.4% | $95,964-15.5% | $79,856+1.5% |
| Participation rate | 56.0% | 73.5%-17.5pp | 77.1%-21.1pp | 69.6%-13.6pp |
| Annual return | 13.35% | 19.37%-6.0pp | 91.64%-78.3pp | 31.71%-18.4pp |
| Employer contribution / active EE | $279 | $1,945-85.6% | $2,541-89.0% | $2,471-88.7% |
| Participant deferral / active EE | $2,795 | $3,440-18.7% | $4,167-32.9% | $3,741-25.3% |
| Admin fee / account holder | $4,372 | $5,622-22.2% | $6,797-35.7% | $5,306-17.6% |