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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,336 | $103,000-55.0% | $90,300-48.7% | $152,885-69.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 19.34% | 95.19%-75.9pp | 78.11%-58.8pp | 345.39%-326.0pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $2,854-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $20,138 | $4,281+370.4% | $3,884+418.4% | $5,851+244.2% |
| Admin fee / account holder | $52,214 | $6,173+745.8% | $5,353+875.4% | $11,598+350.2% |