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| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES INC USA Service code 26 · EIN 95-2755361 | Advisory (Participants) | $1,085 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $850 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,431 | $54,350-18.2% | $82,719-46.3% | $68,494-35.1% |
| Participation rate | 27.5% | 63.9%-36.5pp | 72.6%-45.1pp | 67.9%-40.4pp |
| Annual return | -18.31% | -13.67%-4.6pp | 701.18%-719.5pp | -7.84%-10.5pp |
| Employer contribution / active EE | $0 | $2,218-100.0% | $3,009-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,594 | $3,246-50.9% | $4,395-63.7% | $4,027-60.4% |
| Admin fee / account holder | $116 | $4,395-97.4% | $5,329-97.8% | $5,403-97.9% |