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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,395 |
Filed as: WILSHIRE ASSOCIATES INC USA Service code 26 · EIN 95-2755361 1299 OCEAN AVENUE · SANTA MONICA, CA 90401 | Advisory (Participants) | $1,249 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,652 | $60,139-42.4% | $90,468-61.7% | $79,859-56.6% |
| Participation rate | 80.8% | 65.0%+15.8pp | 72.7%+8.1pp | 69.6%+11.2pp |
| Annual return | 15.03% | 71.96%-56.9pp | 1294.94%-1279.9pp | 31.71%-16.7pp |
| Employer contribution / active EE | $165 | $2,069-92.0% | $3,264-95.0% | $2,471-93.3% |
| Participant deferral / active EE | $1,837 | $2,939-37.5% | $3,964-53.7% | $3,741-50.9% |
| Admin fee / account holder | $88 | $3,978-97.8% | $5,614-98.4% | $5,307-98.3% |