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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,081 | $76,551+76.5% | $123,894+9.0% | $62,881+114.8% |
| Participation rate | 78.8% | 73.0%+5.8pp | 81.4%-2.6pp | 69.3%+9.5pp |
| Annual return | 5.21% | 18.68%-13.5pp | 47.52%-42.3pp | 20.14%-14.9pp |
| Employer contribution / active EE | $2,279 | $2,882-20.9% | $4,617-50.6% | $2,281-0.1% |
| Participant deferral / active EE | $6,032 | $4,840+24.6% | $5,984+0.8% | $3,203+88.3% |
| Admin fee / account holder | $14,359 | $4,826+197.6% | $8,357+71.8% | $4,296+234.3% |