Retirement plan

RIVERBEND COMMUNITY MENTAL HEALTH, INC. TAX DEFERRED ANNUITY PLAN

Name: RIVERBEND COMMUNITY MENTAL HEALTH, INC. - RIVERBEND COMMUNITY MENTAL HEALTH, INC. TAX DEFERRED ANNUITY PLAN (2017) Form 5500
Creator: RIVERBEND COMMUNITY MENTAL HEALTH, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RIVERBEND COMMUNITY MENTAL HEALTH, INC. TAX DEFERRED ANNUITY PLAN, RIVERBEND COMMUNITY MENTAL HEALTH, INC.

RIVERBEND COMMUNITY MENTAL HEALTH, INC.EIN 02-0264383Plan #001PY 2017

P.O BOX 2032 - CONCORD, NH 033022032603-226-7505riverbendcmhc.orgLinkedIn201-500 employeesmental health care

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$15.9M

+14.9% from 2016

Total participants

447

+9.6% from 2016

Average account balance

$39,706

+1.4% from 2016

Annual return

18.75%

+12.20 pp from 2016

Benchmarks

See 3,813 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,813 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$25.26M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$57K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

446

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

90.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.93M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.80%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$95

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL3+ years Service code 15 · EIN 04-2647786	Recordkeeping	$20,403

Plan features & details

Pension benefit codes2F2G2M2R2S2T2L

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$20K

$58 / participant

Contract admin$20K100.0%

% of EOY assets

0.128%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CARON & BLETZER, PLLC
Auditor EIN: 043499945
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$39,706

$46,173-14.0%

$170,435-76.7%

$69,631-43.0%

Participation rate

86.8%

63.9%+22.9pp

83.6%+3.2pp

70.7%+16.1pp

Annual return

18.75%

21.62%-2.9pp

205.94%-187.2pp

27571.02%-27552.3pp

Employer contribution / active EE

$706

$1,610-56.1%

$5,432-87.0%

$2,032-65.2%

Participant deferral / active EE

$2,323

$2,080+11.7%

$4,939-53.0%

$3,224-27.9%

Admin fee / account holder

$51

$116-56.1%

$13,881-99.6%

$110-53.9%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL3+ years

Service code 15 · EIN 04-2647786

Recordkeeping

$20,403

RIVERBEND COMMUNITY MENTAL HEALTH, INC. TAX DEFERRED ANNUITY PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RIVERBEND COMMUNITY MENTAL HEALTH, INC. TAX DEFERRED ANNUITY PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion