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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $81,737 |
Filed as: KESTRA INVESTMENT SERVICES, LLC Service code 53 | Insurance Commissions | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,439 | $74,706-1.7% | $75,717-3.0% | $79,393-7.5% |
| Participation rate | 83.2% | 75.3%+7.8pp | 74.8%+8.4pp | 70.7%+12.5pp |
| Annual return | 15.29% | 18.52%-3.2pp | 104.58%-89.3pp | 116.87%-101.6pp |
| Employer contribution / active EE | $2,875 | $2,590+11.0% | $2,743+4.8% | $2,428+18.4% |
| Participant deferral / active EE | $4,045 | $3,533+14.5% | $3,821+5.9% | $4,0460% |
| Admin fee / account holder | $322 | $374-14.1% | $3,619-91.1% | $627-48.7% |