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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,479 | $92,684-40.1% | $82,706-32.9% | $134,509-58.8% |
| Participation rate | 60.0% | 75.2%-15.2pp | 72.6%-12.6pp | 81.2%-21.2pp |
| Annual return | -19.87% | 945.84%-965.7pp | 701.76%-721.6pp | 418.13%-438.0pp |
| Employer contribution / active EE | $9,745 | $3,272+197.9% | $3,007+224.0% | $4,741+105.6% |
| Participant deferral / active EE | $5,561 | $4,800+15.9% | $4,394+26.6% | $6,400-13.1% |
| Admin fee / account holder | $103 | $5,982-98.3% | $5,329-98.1% | $11,427-99.1% |