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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,479 | $92,743-40.2% | $82,744-33.0% | $134,532-58.8% |
| Participation rate | 60.0% | 75.2%-15.2pp | 72.6%-12.6pp | 81.2%-21.2pp |
| Annual return | -19.87% | 946.63%-966.5pp | 702.22%-722.1pp | 418.27%-438.1pp |
| Employer contribution / active EE | $9,745 | $3,273+197.8% | $3,008+224.0% | $4,741+105.5% |
| Participant deferral / active EE | $5,561 | $4,802+15.8% | $4,395+26.6% | $6,401-13.1% |
| Admin fee / account holder | $103 | $5,977-98.3% | $5,325-98.1% | $11,429-99.1% |