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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,469 | $176,105-79.9% | $159,474-77.8% | $167,536-78.8% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 15.95% | 331.91%-316.0pp | 263.68%-247.7pp | 478.82%-462.9pp |
| Employer contribution / active EE | $844 | $5,299-84.1% | $4,831-82.5% | $4,839-82.6% |
| Participant deferral / active EE | $3,883 | $7,751-49.9% | $7,353-47.2% | $6,342-38.8% |
| Admin fee / account holder | $1,252 | $12,559-90.0% | $10,802-88.4% | $12,315-89.8% |