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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,289 | $42,383-80.4% | $76,518-89.2% | $64,173-87.1% |
| Participation rate | 72.0% | 58.1%+13.9pp | 68.0%+4.0pp | 69.6%+2.4pp |
| Annual return | -9.55% | -16.54%+7.0pp | -0.27%-9.3pp | 7.63%-17.2pp |
| Employer contribution / active EE | $1,438 | $1,563-8.0% | $2,647-45.7% | $2,381-39.6% |
| Participant deferral / active EE | $1,988 | $2,566-22.5% | $3,836-48.2% | $3,470-42.7% |
| Admin fee / account holder | $1,291 | $3,198-59.6% | $4,849-73.4% | $4,887-73.6% |