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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,114 | $84,518-96.3% | $67,704-95.4% | $125,389-97.5% |
| Participation rate | 66.7% | 74.8%-8.1pp | 67.5%-0.9pp | 83.2%-16.5pp |
| Annual return | -25.64% | 2.57%-28.2pp | 25.41%-51.1pp | 282.24%-307.9pp |
| Employer contribution / active EE | $1,006 | $3,292-69.4% | $2,559-60.7% | $4,866-79.3% |
| Participant deferral / active EE | $1,174 | $4,430-73.5% | $3,585-67.3% | $5,352-78.1% |
| Admin fee / account holder | $146 | $5,340-97.3% | $4,255-96.6% | $9,541-98.5% |