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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,706 | $185,883+84.9% | $170,043+102.1% | $139,466+146.4% |
| Participation rate | 94.1% | 87.8%+6.4pp | 87.0%+7.1pp | 80.3%+13.8pp |
| Annual return | 20.01% | 60.54%-40.5pp | 53.40%-33.4pp | 373.66%-353.7pp |
| Employer contribution / active EE | $8,540 | $7,596+12.4% | $6,790+25.8% | $4,754+79.6% |
| Participant deferral / active EE | $21,190 | $11,626+82.3% | $10,410+103.6% | $6,712+215.7% |
| Admin fee / account holder | $5,865 | $15,393-61.9% | $12,824-54.3% | $11,409-48.6% |