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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,996 | $167,522+83.9% | $151,639+103.1% | $134,532+128.9% |
| Participation rate | 90.9% | 88.4%+2.5pp | 87.5%+3.4pp | 81.2%+9.7pp |
| Annual return | -14.37% | 7.81%-22.2pp | 3.34%-17.7pp | 418.27%-432.6pp |
| Employer contribution / active EE | $6,496 | $6,828-4.9% | $6,165+5.4% | $4,741+37.0% |
| Participant deferral / active EE | $14,827 | $8,986+65.0% | $8,363+77.3% | $6,401+131.6% |
| Admin fee / account holder | $18,218 | $13,780+32.2% | $11,613+56.9% | $11,429+59.4% |