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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,456 | $138,072-51.9% | $123,549-46.2% | $135,382-50.9% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -5.97% | 153.69%-159.7pp | 119.20%-125.2pp | 519.77%-525.7pp |
| Employer contribution / active EE | $1,854 | $5,152-64.0% | $4,628-59.9% | $4,779-61.2% |
| Participant deferral / active EE | $3,260 | $6,799-52.1% | $6,426-49.3% | $5,609-41.9% |
| Admin fee / account holder | $6,020 | $10,917-44.9% | $9,284-35.2% | $10,829-44.4% |