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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,668 | $102,938-94.5% | $94,105-94.0% | $138,895-95.9% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | -59.07% | 250.28%-309.4pp | 204.55%-263.6pp | 145.39%-204.5pp |
| Employer contribution / active EE | $1,611 | $2,732-41.0% | $2,504-35.7% | $4,194-61.6% |
| Participant deferral / active EE | $5,277 | $4,196+25.8% | $3,881+36.0% | $6,396-17.5% |
| Admin fee / account holder | $4,390 | $6,600-33.5% | $6,199-29.2% | $12,562-65.1% |