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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,268 | $109,872-67.9% | $98,483-64.2% | $167,536-78.9% |
| Participation rate | 54.5% | 75.8%-21.3pp | 73.3%-18.8pp | 82.1%-27.6pp |
| Annual return | 16.73% | 1959.31%-1942.6pp | 1494.38%-1477.6pp | 478.82%-462.1pp |
| Employer contribution / active EE | $1,593 | $3,225-50.6% | $2,961-46.2% | $4,839-67.1% |
| Participant deferral / active EE | $2,825 | $4,673-39.6% | $4,276-33.9% | $6,342-55.5% |
| Admin fee / account holder | $4,809 | $6,757-28.8% | $5,953-19.2% | $12,315-60.9% |