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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,780 | $103,038-80.8% | $90,324-78.1% | $152,909-87.1% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 24.65% | 95.25%-70.6pp | 78.15%-53.5pp | 345.46%-320.8pp |
| Employer contribution / active EE | $1,351 | $3,141-57.0% | $2,856-52.7% | $4,764-71.6% |
| Participant deferral / active EE | $2,536 | $4,282-40.8% | $3,885-34.7% | $5,851-56.7% |
| Admin fee / account holder | $1,215 | $6,177-80.3% | $5,356-77.3% | $11,601-89.5% |