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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $29,220 |
ADP BROKER-DEALER5+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,297 | $69,231-64.9% | $91,994-73.6% | $67,582-64.0% |
| Participation rate | 97.9% | 78.9%+19.0pp | 78.6%+19.3pp | 71.3%+26.6pp |
| Annual return | 55.08% | 32.03%+23.1pp | 69.04%-14.0pp | 378.57%-323.5pp |
| Employer contribution / active EE | $2,807 | $2,284+22.9% | $3,453-18.7% | $2,148+30.7% |
| Participant deferral / active EE | $8,840 | $5,854+51.0% | $5,924+49.2% | $3,539+149.8% |
| Admin fee / account holder | $64 | $107-40.3% | $7,744-99.2% | $142-55.0% |