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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,827 | $155,555+6.0% | $146,866+12.2% | $155,188+6.2% |
| Participation rate | 27.8% | 84.0%-56.2pp | 82.5%-54.7pp | 80.8%-53.0pp |
| Annual return | 14.69% | 115.41%-100.7pp | 102.85%-88.2pp | 148.84%-134.1pp |
| Employer contribution / active EE | $883 | $4,647-81.0% | $4,425-80.1% | $4,248-79.2% |
| Participant deferral / active EE | $2,994 | $8,044-62.8% | $7,759-61.4% | $6,531-54.2% |
| Admin fee / account holder | $1,960 | $14,755-86.7% | $13,620-85.6% | $14,480-86.5% |