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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,480 | $157,304-77.4% | $141,197-74.9% | $152,909-76.8% |
| Participation rate | 41.7% | 84.8%-43.2pp | 82.5%-40.8pp | 82.5%-40.8pp |
| Annual return | 26.82% | 64.34%-37.5pp | 71.41%-44.6pp | 345.46%-318.6pp |
| Employer contribution / active EE | $1,046 | $5,263-80.1% | $4,736-77.9% | $4,764-78.0% |
| Participant deferral / active EE | $4,601 | $7,111-35.3% | $6,710-31.4% | $5,851-21.4% |
| Admin fee / account holder | $246 | $12,126-98.0% | $10,265-97.6% | $11,601-97.9% |