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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,532 | $155,833-79.8% | $124,693-74.7% | $167,518-81.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 13.75% | 17.98%-4.2pp | 5144.19%-5130.4pp | 478.71%-465.0pp |
| Employer contribution / active EE | $1,513 | $4,164-63.7% | $3,324-54.5% | $4,838-68.7% |
| Participant deferral / active EE | $7,188 | $5,675+26.7% | $4,615+55.8% | $6,342+13.3% |
| Admin fee / account holder | $720 | $9,534-92.4% | $7,494-90.4% | $12,312-94.1% |