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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,407 | $76,522-18.4% | $56,033+11.4% | $145,884-57.2% |
| Participation rate | 5.9% | 63.2%-57.3pp | 52.5%-46.6pp | 80.3%-74.4pp |
| Annual return | 11.03% | 3014.28%-3003.2pp | 1711.38%-1700.3pp | 551.85%-540.8pp |
| Employer contribution / active EE | $0 | $1,382-100.0% | $1,041-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $0 | $2,624-100.0% | $1,954-100.0% | $6,690-100.0% |
| Admin fee / account holder | $328 | $3,328-90.1% | $2,827-88.4% | $13,392-97.6% |