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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,364 | $110,629-58.1% | $80,784-42.6% | $167,553-72.3% |
| Participation rate | 11.1% | 64.0%-52.8pp | 54.2%-43.1pp | 82.1%-71.0pp |
| Annual return | 14.53% | 120.58%-106.1pp | 87.31%-72.8pp | 478.89%-464.4pp |
| Employer contribution / active EE | $476 | $1,543-69.1% | $1,160-58.9% | $4,840-90.2% |
| Participant deferral / active EE | $489 | $2,871-83.0% | $2,145-77.2% | $6,343-92.3% |
| Admin fee / account holder | $1,651 | $4,547-63.7% | $3,380-51.2% | $12,316-86.6% |