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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,010 | $110,337-39.3% | $102,383-34.5% | $145,877-54.1% |
| Participation rate | 86.4% | 77.9%+8.4pp | 74.5%+11.9pp | 80.3%+6.1pp |
| Annual return | 9.44% | 24.83%-15.4pp | 24.94%-15.5pp | 551.28%-541.8pp |
| Employer contribution / active EE | $948 | $4,216-77.5% | $3,870-75.5% | $4,663-79.7% |
| Participant deferral / active EE | $4,229 | $5,621-24.8% | $5,060-16.4% | $6,691-36.8% |
| Admin fee / account holder | $391 | $9,750-96.0% | $8,391-95.3% | $13,402-97.1% |