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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,409 | $106,247-46.9% | $96,515-41.6% | $139,466-59.6% |
| Participation rate | 87.0% | 77.8%+9.1pp | 74.3%+12.6pp | 80.3%+6.6pp |
| Annual return | 13.84% | 38.47%-24.6pp | 35.73%-21.9pp | 373.66%-359.8pp |
| Employer contribution / active EE | $986 | $4,106-76.0% | $3,740-73.6% | $4,754-79.3% |
| Participant deferral / active EE | $4,022 | $5,456-26.3% | $4,880-17.6% | $6,712-40.1% |
| Admin fee / account holder | $752 | $7,885-90.5% | $6,735-88.8% | $11,409-93.4% |