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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,783 | $140,592-66.0% | $123,105-61.2% | $125,389-61.9% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -0.85% | 16.80%-17.6pp | 13.22%-14.1pp | 282.24%-283.1pp |
| Employer contribution / active EE | $2,579 | $6,041-57.3% | $5,151-49.9% | $4,866-47.0% |
| Participant deferral / active EE | $6,512 | $6,980-6.7% | $6,229+4.5% | $5,352+21.7% |
| Admin fee / account holder | $6,553 | $11,198-41.5% | $9,014-27.3% | $9,541-31.3% |