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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,661 | $176,838+5.0% | $146,685+26.6% | $167,518+10.8% |
| Participation rate | 90.9% | 83.6%+7.3pp | 80.1%+10.8pp | 82.1%+8.8pp |
| Annual return | 22.29% | 24.04%-1.7pp | 22.75%-0.5pp | 478.71%-456.4pp |
| Employer contribution / active EE | $2,409 | $5,161-53.3% | $4,137-41.8% | $4,838-50.2% |
| Participant deferral / active EE | $6,910 | $6,441+7.3% | $5,507+25.5% | $6,342+9.0% |
| Admin fee / account holder | $3,252 | $13,262-75.5% | $10,281-68.4% | $12,312-73.6% |