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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,221 | $124,980-60.6% | $108,359-54.6% | $154,746-68.2% |
| Participation rate | 71.4% | 75.2%-3.7pp | 70.1%+1.3pp | 80.7%-9.3pp |
| Annual return | 18.34% | 45.00%-26.7pp | 36.89%-18.6pp | 172.34%-154.0pp |
| Employer contribution / active EE | $969 | $2,851-66.0% | $2,399-59.6% | $4,379-77.9% |
| Participant deferral / active EE | $3,804 | $4,743-19.8% | $4,137-8.1% | $6,730-43.5% |
| Admin fee / account holder | $1,361 | $11,502-88.2% | $9,741-86.0% | $14,365-90.5% |