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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,448 | $64,324-26.2% | $118,914-60.1% | $79,856-40.6% |
| Participation rate | 87.5% | 64.9%+22.6pp | 75.4%+12.1pp | 69.6%+17.9pp |
| Annual return | 3.95% | 86.45%-82.5pp | 35.89%-31.9pp | 31.71%-27.8pp |
| Employer contribution / active EE | $2,239 | $1,836+21.9% | $3,264-31.4% | $2,471-9.4% |
| Participant deferral / active EE | $3,159 | $2,824+11.9% | $4,266-25.9% | $3,741-15.5% |
| Admin fee / account holder | $22,843 | $4,040+465.4% | $6,582+247.0% | $5,306+330.5% |