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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,398 | $58,851-4.2% | $115,167-51.0% | $72,976-22.7% |
| Participation rate | 93.0% | 65.5%+27.5pp | 75.9%+17.1pp | 69.5%+23.5pp |
| Annual return | 13.77% | 23.16%-9.4pp | 35.60%-21.8pp | 81.02%-67.2pp |
| Employer contribution / active EE | $2,239 | $1,798+24.5% | $3,179-29.6% | $2,440-8.2% |
| Participant deferral / active EE | $3,335 | $2,643+26.2% | $4,169-20.0% | $3,608-7.6% |
| Admin fee / account holder | $11,988 | $6,370+88.2% | $7,089+69.1% | $5,124+133.9% |