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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,112 | $138,078+55.1% | $125,363+70.8% | $134,509+59.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.02% | 750.49%-772.5pp | 572.15%-594.2pp | 418.13%-440.2pp |
| Employer contribution / active EE | $7,112 | $5,245+35.6% | $4,815+47.7% | $4,741+50.0% |
| Participant deferral / active EE | $11,425 | $7,800+46.5% | $7,447+53.4% | $6,400+78.5% |
| Admin fee / account holder | $2,758 | $11,566-76.2% | $10,005-72.4% | $11,427-75.9% |