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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,985 | $99,647-62.9% | $86,439-57.2% | $134,509-72.5% |
| Participation rate | 66.7% | 82.1%-15.4pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -16.96% | 6784.13%-6801.1pp | 4395.55%-4412.5pp | 418.13%-435.1pp |
| Employer contribution / active EE | $1,312 | $4,401-70.2% | $3,769-65.2% | $4,741-72.3% |
| Participant deferral / active EE | $3,462 | $7,246-52.2% | $6,952-50.2% | $6,400-45.9% |
| Admin fee / account holder | $43,796 | $8,373+423.0% | $6,732+550.6% | $11,427+283.3% |