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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,381 | $167,362+127.3% | $143,799+164.5% | $134,532+182.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -27.24% | 0.47%-27.7pp | -0.04%-27.2pp | 418.27%-445.5pp |
| Employer contribution / active EE | $17,209 | $5,620+206.2% | $4,952+247.5% | $4,741+263.0% |
| Participant deferral / active EE | $12,849 | $6,447+99.3% | $5,638+127.9% | $6,401+100.7% |
| Admin fee / account holder | $8,446 | $18,094-53.3% | $14,677-42.5% | $11,429-26.1% |