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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,843 | $75,962-80.5% | $154,108-90.4% | $64,173-76.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -8.22% | 30.32%-38.5pp | 735.21%-743.4pp | 7.63%-15.9pp |
| Employer contribution / active EE | $1,955 | $3,350-41.6% | $5,298-63.1% | $2,381-17.9% |
| Participant deferral / active EE | $1,608 | $3,175-49.4% | $5,081-68.4% | $3,470-53.7% |
| Admin fee / account holder | $377 | $5,589-93.3% | $13,411-97.2% | $4,887-92.3% |