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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,338 | $107,030-41.8% | $73,550-15.2% | $147,586-57.8% |
| Participation rate | 69.6% | 66.4%+3.2pp | 54.9%+14.6pp | 82.8%-13.3pp |
| Annual return | 16.75% | 38.25%-21.5pp | -15.16%+31.9pp | 578.59%-561.8pp |
| Employer contribution / active EE | $1,078 | $1,760-38.8% | $1,219-11.6% | $4,876-77.9% |
| Participant deferral / active EE | $3,737 | $2,458+52.0% | $1,804+107.1% | $5,439-31.3% |
| Admin fee / account holder | $1,747 | $3,055-42.8% | $2,320-24.7% | $10,886-83.9% |